THE HOYLECOHEN DIFFERENCE / YOU DESERVE MORE!

Wealth management at HoyleCohen is more than just planning and investments. It goes beyond the general into the specifics most relevant to you. We aim to prepare you for unusual circumstances and will be there with you if the unexpected occurs.

Doing this well requires expertise. Our credentialed advisors and team of experts work together to provide:

• Personalized financial and life planning
• Robust investment options designed to produce stable income, minimize downside risk or maximize return on investment
• Expertise to address tax, estate, insurance, legacy or charitable issues throughout your lifetime
• Easy-to-use tools to maintain account activity and have full transparency

At HoyleCohen, we act as a fiduciary, providing objective advice that represents your best interests with no hidden agendas. Transparency is key in all we do. No employee at our firm is compensated based on the recommendations they make or the trades they execute. Not today. Not ever.

Not all investment advisors or wealth managers operate under a fiduciary standard. Advisors or advisory firms that receive commissions or remuneration from someone other than their clients are not fiduciaries. Whether or not an investment advisor acts as a fiduciary is an important question to ask in considering who to work with.

Your wealth will likely outlast your lifetime and the professional lifetime of your advisor. Yet few firms have developed an advisory model that supports your need for continuity. We believe that our focus on continuity – of our client relationships, our business processes and our firm – sets us apart from the rest.

At HoyleCohen, we invest in the continuity of our:

As a client, you will have more than a lead advisor. You will work closely with an advisory team comprised of advisors, relationship managers and specialists. We assign other team members to become familiar with your situation as backups. If something happens to your lead advisor or service specialist, your needs will continue to be met without missing a beat.

Why do we use this team approach? We believe a collaborative approach creates better outcomes. Since life doesn’t always follow a pre-set script, working in teams with multiple advisory and client service resources better ensures that each client’s needs are met. This approach also helps make transitions quick, smooth and uneventful when a team member goes on vacation, retires or moves on for whatever reason.

We treat wealth management as an ongoing, iterative process. By assessing your situation regularly, we can address big issues before they escalate, monitor what’s working and do any fine‐tuning. This also enables us to identify unforeseen risks and new opportunities so you feel confident and in control. We promote consistency within and across our teams, helping ensure effective execution and allowing other team members to step in and help when needed.

Your legacy may include passing on your wealth to succeeding generations. Our legacy involves building an enduring firm that thrives long after the founders, current management and your initial advisory team have moved on. We have invested considerable time and resources in creating a strong infrastructure, a talented multi-generational team, and a business succession plan to ensure continuity of the firm. Our goal is to ensure that you and your family enjoy the same quality of expertise, care and support from HoyleCohen throughout your lifetime and for generations to come.