You finally made it. The blood pounding in your ears almost drowns out the thunderous crash of the nearby waterfall. Gazing upon the sea of dark green pines in the valley below, you soak in the breath-taking views and admire how far you have come. You find a shady spot, and finally reach for that BLT you have been dreaming about the entire hike. That’s when you see him – two hungry eyes staring back at you surrounded by a mass of black fur.

Running into a bear on your journey can be incredibly frightening. But as we learned in our earlier article on bear markets, the best course of action when faced with a bear – whether on a hike or in the market – is to remain calm. While bears can indicate danger and fear, they can also signal opportunity (either for a good picture or a well-timed planning strategy). In this article, by Financial Planner, April Schultz, we will dive deeper into a popular strategy to reduce taxes on your retirement assets – a strategy particularly effective in a bear market.

For the full commentary click:  ROTH CONVERSIONS – ARE THEY FOR YOU?

The information provided above is general in nature and is not intended to represent specific investment or professional advice. No client or prospective client should assume that the above information serves as the receipt of, or a substitute for, personalized individual advice from HoyleCohen, LLC, which can only be provided through a formal advisory relationship. Tax laws referenced and specific rates are subject to change.

Investment advisory services offered through HoyleCohen, LLC.

Clients of the firm who have specific questions should contact their HoyleCohen Advisor. All other inquiries, including a potential advisory relationship with HoyleCohen, should be directed to:

HoyleCohen, LLC
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