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At HoyleCohen, we welcome an educated client. The more you know, the more you will be able to take advantage of our tailored process and capabilities.
The HoyleCohen Wealth Management blog, covers a wide range of topics designed to broaden your understanding of important financial matters. It also touches upon a variety of “life” topics to remind us all that wealth is not just about the money – it’s what we do with it that really counts.
Considering a Mega-Backdoor Roth Conversion? Not So Fast
This Forbes article explains why you may want to think twice before doing a mega backdoor Roth conversion.
Why C-Suite Biotech Execs are Chatting Up this Estate Tax Move
Although we shot this in 2019, it’s even more relevant today. Right now, the amount of wealth you can pass free of estate tax to your heirs is $11.7M per person. If you’re married, you can pass that amount times two, for a total of $23.4M. Any amount above that is...
Blackout Periods In Focus: How Your Company Stock Awards Flow to Your Personal Balance Sheet
In this case study, we helped a client in a 6-month blackout period see how their Non-Qualified Stock Options (NSOs) & Restricted Units might impact their personal balance sheet (and cash flow) once they were finally able to sell shares. We built this...
Client Profile: Chief Scientific Officer
Liquidity Event Goal: Invest the net proceeds from my company equity in a way that aligns with my personal comfort level, preferences and tax status, now and over time. Add to that, avoid unnecessary taxes often brought on by ‘rebalancing’ in the wrong...
Your California Family Trust: How it Passes Wealth on to Your Loved Ones
Client: "How does my California family trust work?" Estate size: ~$40M, all community property Me: "Your CA family trust sets up 3 trusts after first spouse dies. Here's how each trust would be funded under current tax law: Trust A: gets ~$20M. That's 1/2 of...
How ‘Discounts’ Saved this Client’s Family $2.3M in Estate Tax on Day One
In 2020, this client, a biotech executive, wanted to turbo-charge his estate plan by using 'discounts' to 1) immediately reduce his estate tax liability and 2) exclude future growth from his taxable estate. Here's a 41 sec clip from the full video we posted on...
How ‘Gifting’ Private Equity to a Spousal Trust can Help Maximize your Estate Tax Savings
In this example, a client transfers $4M of private equity to a Spousal Lifetime Access Trust but uses only $2.4M of his estate tax exemption (the amount you can pass estate tax free to your heirs) to make this gift. The result: an immediate estate tax savings of...
HoyleCohen Ranked #34 Fastest Growing RIA in the U.S. by Financial Advisor Magazine
July 16, 2021, San Diego, CA – HoyleCohen LLC, a wealth management firm based in California is pleased to announce it has been named the 34th fastest growing….
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